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Understanding Dental Insurance Terminology

December 26th, 2019

If you have a hard time understanding your dental insurance plan, particularly the treatments and services it covers, you’re not alone. That’s why Dr. Michelle Slezewski and Dr. Paul Engibous and our team have put together a cheat sheet to help you through them.

It’s common for patients to get lost in the morass of the terms and phrases that surface when you’re dealing with a dental insurance plan. Knowing the commonly used terms can help speed up the process and enable you to get the most out of your coverage.

Common Terms

Annual Maximum: The most your policy will pay per year for care at Pediatric Dental Associates. It is often divided into cost per individual or per family.

Co-payment: Typically, a small amount the patient has to pay at the time of service before receiving care, and before the insurance pays for any portion of it.

Covered Services: A list of all the treatments, services, and procedures the insurance policy will cover fully under your contract.

Deductible: An amount you must pay out of pocket each year before the insurance company will contribute for any treatments or procedures. The amount can vary according to your plan.

Diagnostic Services: A category of treatments or procedures that most insurance plans will cover before the deductible, which may mean services that occur during preventive appointments with Dr. Michelle Slezewski and Dr. Paul Engibous, including X-rays or general screenings.

Exclusions: Dental services not covered under a dental benefit program.

In-Network: An insurance company will usually cover a larger portion of the cost of the care if you see an in-network provider for treatment.

Out-of-Network: If you visit someone who is not a part of your provider’s network, the insurance company may pay for a portion of the care, but you will be responsible for a significantly larger share out of your pocket.

Lifetime Maximum: The most that an insurance plan will pay toward care for an individual or family over the entire life of the patient(s).

Limitations: A list of all the procedures the insurance policy does not cover. Coverage may limit the timing or frequency of a specific treatment or procedure, or exclude some treatments altogether.

Member/Insured/Covered Person/Beneficiary/Enrollee:  A person who is eligible to receive benefits under an insurance plan.

Premium: The regular fee charged by third-party insurers and used to fund the dental plan.

Provider: Dr. Michelle Slezewski and Dr. Paul Engibous or other oral-health specialist who provides treatment.

Waiting Period: A specified amount of time that the patient must be enrolled with an insurance plan before it will pay for certain treatments.

It’s essential to understand the various insurance options available to you. Knowing what your insurance covers can save you major costs in the future.

Dr. Michelle Slezewski and Dr. Paul Engibous and our dental staff hope this list of terms will help you understand your dental insurance plan better. Be sure to review your plan and ask any questions you may have about your policy the next time you visit our Anchorage, AK office.

How can veneers improve my smile?

December 12th, 2019

Dr. Michelle Slezewski and Dr. Paul Engibous and our team at Pediatric Dental Associates believe everyone’s smile should be a something they can be proud of. Most of us aren’t born with naturally perfect teeth, though, so it’s fortunate that cosmetic dentistry and veneers make it possible to achieve the smile of your dreams!

Dental veneers are a great option to improve your smile and are highly accessible to patients around the world. They’re made of porcelain and will be customized to fit the surface of your teeth perfectly. Our team will note your tooth size, color, and shape so your veneers will look completely natural.

Benefits of dental veneers

Appearance: Dental veneers can be undetectable to others because they look so natural. One of the best perks is that they are resistant to stains, so you don’t have to worry about discoloration over time.

Improvements: Not only will your smile look better, but many minor imperfections can be improved with dental veneers as well. Chipped teeth, discoloration, and gaps will be covered by your veneers.

Durability: Veneers are made from long-lasting porcelain materials, which means they are resistant to scratches and chipping. If you take care of them properly, they can look as good as new for years!

Flexibility: Patients have the option of choosing single veneers to repair chips or cracks in teeth or go for multiple teeth to create a completely new smile.

Considerations

Just because dental veneers can cover imperfections, that doesn’t mean your oral hygiene is any less vital. Your teeth and gums should be healthy and disease-free in order to be eligible for veneers.

Set up an initial consultation at our Anchorage, AK office today, and we can address any underlying issues you may have. Your perfect smile could be just a phone call away!

 

What Are Dental Sealants?

December 5th, 2019

You’re constantly playing defense. Your child spends two minutes in the morning and two minutes at night carefully brushing and flossing with a fluoride toothpaste. You make sure sugary and acidic foods are not a major part of your diets. Your child visits our Anchorage, AK office for regular exams and cleanings. Really, how can a cavity get past all that?

But even with the best defensive practices, you don’t have a level playing field—literally. The tops of our molars and premolars don’t have the smooth, easy-to-clean surfaces that our other teeth have. If you look at the chewing surfaces, you will notice deep grooves which toothbrush bristles have a much harder time reaching.  

Plaque and food particles can become trapped in these grooves (known as pits and fissures), providing perfect conditions for a cavity to develop. That is why cavities are so common in newly erupted molars. Dental sealants protect these teeth from cavities by providing a barrier which smooths out the surface of the tooth and prevents food and bacteria from reaching the molar’s crevices.

Most sealants are invisible plastic resin coatings which we apply in our Anchorage, AK office. Usually the procedure is so quick and easy that no dental anesthetic is required. Each tooth will be examined first. If we find any signs of early decay, we will gently treat that area before beginning.

When the tooth is ready, it will be cleaned and dried. An etching solution will be brushed on to the dry surface to roughen the area a bit so that the sealant will hold to the tooth more effectively. A thin coat of the sealant is then painted on and hardened under a curing light. And that’s it!

Once teeth are sealed, they should be cleaned and flossed just as carefully as before. Regular exams and cleanings are still very important, and we can monitor the condition of the sealant and the sealed teeth. Properly applied, sealants can last from three to five years, or even longer.

Who should consider sealants? Sealants are typically recommended when the permanent molars first erupt. Children’s enamel takes a while to become its strongest, and so these just-erupted teeth are more at risk for cavities. Sometimes Dr. Michelle Slezewski and Dr. Paul Engibous will recommend sealants for primary (baby) teeth if needed. But even adults can benefit—talk to us if you are interested and we will let you know if sealants might be right for you.

Sealants are a simple, safe, and minimally invasive way to prevent cavities. Studies of sealed molars and premolars show a dramatic reduction in cavities compared to untreated teeth. Sealants are one of the most effective ways to defend your teeth or your children’s teeth from tooth decay. And as we’ve all heard—defense wins championships!

Post Oral Surgery: Signs of Infection

November 28th, 2019

Oral surgery can be intimidating, especially if you show any signs of an infection afterwards. Dr. Michelle Slezewski and Dr. Paul Engibous and our team want you to be informed about what to watch for after you’ve undergone surgery.

Oral surgery procedures are intended to reduce pain and prevent infection. Sometimes complications occur after your surgery, and if infection ensues, it will require swift medical attention.

People undergo oral surgery for many reasons, such as:

  • Impacted or infected teeth
  • Tooth loss, jaw problems
  • Facial injuries or infections
  • Birth defects
  • Sleep apnea

Symptoms of Infection

  • Pain that won’t go away with medication
  • Steadily swelling of gums, jaw, or face
  • Redness or oozing of pus from the area
  • Fever that doesn't subside
  • Difficulty opening the mouth or jaw
  • Excessive bleeding for 24 hours
  • Difficulty breathing or swallowing (emergency situation)

After the initial surgery, don’t become worried right away if you notice any of these symptoms. It’s normal to show some blood and swelling after surgery, but that should stop fairly soon with the help of gauze and medication.

You will most likely be numb from the procedure and we will advise you to avoid hard foods for the first day. Pain medication will be administered, and you should take it before you begin to notice pain. A cold compress can also help with swelling and initial pain.

You will be advised not to brush your teeth in the region where the surgery occurred. You may use a prescription mouth rinse, or you can gargle with warm salt water to reduce the swelling. If you follow these directions, you can speed the healing process for a quick recovery.

Don’t fret: a post-surgery infection is not a common development. It happens most often to people who have a compromised immune system or diabetes. Let Dr. Michelle Slezewski and Dr. Paul Engibous know beforehand if you have either of these and we may prescribe an antibiotic to help prevent the spread of infection in the areas of your mouth that get worked on.

If you think you may be experiencing complications after a surgery, please don’t hesitate to reach out to our Anchorage, AK office for advice.